[et_pb_section fb_built=”1″ admin_label=”Hero” _builder_version=”4.22.2″ use_background_color_gradient=”on” background_color_gradient_type=”circular” background_color_gradient_direction_radial=”top left” background_color_gradient_stops=”rgba(0,0,0,0.79) 0%|rgba(40,40,40,0.69) 100%” background_color_gradient_overlays_image=”on” background_color_gradient_start=”rgba(40,40,40,0.79)” background_color_gradient_end=”rgba(40,40,40,0.86)” background_image=”https:\/\/www.smwlu18.org\/wp-content\/uploads\/2023\/10\/MEMBER-BENEFITS-DISCOUNTS.webp” custom_margin=”||||false” custom_padding=”10vw||10vw||true|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.22.1″ global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.22.2″ text_font=”||||||||” header_font=”Rubik|700|||||||” header_font_size=”64px” header_line_height=”1.1em” background_layout=”dark” max_width=”800px” custom_margin=”||0px|” custom_padding=”|||16px” text_font_size_tablet=”14px” text_font_size_last_edited=”off|desktop” header_font_size_tablet=”44px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” border_color_all=”#e37b00″ border_width_left=”10px” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.22.2″ text_font=”||||||||” text_font_size=”22px” text_line_height=”1.6em” header_font=”||||||||” background_layout=”dark” max_width=”800px” custom_margin=”|||” custom_padding=”20px||20px||true” text_font_size_tablet=”18px” text_font_size_phone=”” text_font_size_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n
Maximizing Membership Benefits: Your Rewarding Advantage<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_button button_url=”https:\/\/smw18.unionfusion.net\/Auth\/register” url_new_window=”on” button_text=”Registration” admin_label=”Register” _builder_version=”4.22.1″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#e37b00″ button_use_icon=”off” custom_padding=”|||1.5em|false|false” custom_css_main_element=”width: 175px !important;” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#0c5cab” button_bg_enable_color__hover=”on” global_module=”281119″ theme_builder_area=”post_content”][\/et_pb_button][et_pb_button button_url=”https:\/\/smw18.unionfusion.net\/” url_new_window=”on” button_text=”Member Login” admin_label=”Member Login” _builder_version=”4.22.1″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#e37b00″ button_use_icon=”off” custom_css_main_element=”width: 175px !important;” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#0c5cab” button_bg_enable_color__hover=”on” global_module=”281120″ theme_builder_area=”post_content”][\/et_pb_button][et_pb_button button_url=”https:\/\/www.smart-union.org\/smartcareers\/sheet-metal-opportunities-wisconsin\/” url_new_window=”on” button_text=”Join Us” admin_label=”Learn More” _builder_version=”4.24.0″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#e37b00″ button_use_icon=”off” custom_padding=”|||1.7em|false|false” custom_css_main_element=”width: 175px !important;” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#0c5cab” button_bg_enable_color__hover=”on” global_module=”281121″ theme_builder_area=”post_content”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Call Now CTA” _builder_version=”4.22.1″ _module_preset=”default” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”1_3,2_3″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.22.1″ _module_preset=”default” width=”100%” max_width=”1600px” height=”115px” max_height=”115px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#e37b00″ global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_2_font=”|600|||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”24px” height=”115px” max_height=”115px” custom_padding=”50px||||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_3″ _builder_version=”4.22.1″ _module_preset=”default” background_color=”#252525″ global_colors_info=”{}”][et_pb_text _builder_version=”4.23.1″ _module_preset=”default” header_2_font=”|600|||||||” header_2_text_align=”center” header_2_text_color=”#FFFFFF” header_2_font_size=”24px” height=”115px” max_height=”115px” custom_padding=”50px||||false|false” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Benefits” _builder_version=”4.22.1″ _module_preset=”default” custom_padding=”0px||0px||true|false” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.22.2″ _module_preset=”default” width=”100%” max_width=”none” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.22.2″ _module_preset=”default” background_image=”https:\/\/www.smwlu18.org\/wp-content\/uploads\/2023\/10\/Take-Advantage-of-Our-Benefits1.webp” global_colors_info=”{}”][et_pb_divider show_divider=”off” _builder_version=”4.19.1″ _module_preset=”default” height_tablet=”40vw” height_phone=”40vw” height_last_edited=”on|tablet” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.19.1″ _module_preset=”default” background_color=”gcid-a9d8e14e-2f78-408a-a83c-506939196b52″ custom_padding=”8%|8%|8%|8%|true|true” global_colors_info=”{%22gcid-a9d8e14e-2f78-408a-a83c-506939196b52%22:%91%22background_color%22%93}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”d24acdfd-52fb-4e4d-99b4-8654c7d6278d” header_2_text_color=”#FFFFFF” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=”4.23.1″ _module_preset=”7ac7dfcc-009c-4c35-bae8-72841f3bdcc9″ text_text_color=”#FFFFFF” custom_margin=”||30px||false|false” global_colors_info=”{}”]<\/p>\n
Unions often negotiate benefits packages for their members, which can include health insurance, retirement plans, and other perks. Private contractors that employ unionized workers typically contribute to these benefit programs.<\/p>\n
[\/et_pb_text][et_pb_button button_url=”#” button_text=”Learn More” _builder_version=”4.22.1″ _module_preset=”bd28bd1b-c0d2-4803-8b70-f05826c23c6b” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Sheet Metal Benefits” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ _module_preset=”default” header_2_text_align=”center” header_3_text_align=”center” header_4_text_align=”center” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”STABILIZATION AGREEMENT OF THE SHEET METAL INDUSTRY (SASMI)” open=”on” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n
Unique to SMART is the National Stabilization Agreement of the Sheet Metal Industry Trust Fund, or SASMI. The trust fund was initially intended to help sheet metal workers through times of unemployment or underemployment, and this is still the case today. However, over time, it has grown to encompass even more benefits for members, without comparison in the union or nonunion side of the sheet metal business.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”SASMI UNEMPLOYMENT BENEFITS” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
If you are unemployed or work fewer hours than is typical for your local union and are getting state unemployment benefits, SASMI benefits may be able to help by supplementing your income. If you are prepared to work, looking for a position in the sheet metal business, and receiving or eligible for state unemployment benefits, you may be eligible for this benefit.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”SASMI UNDEREMPLOYMENT BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
If you are sick, injured, or temporarily disabled and working fewer hours than the average amount of hours in your local union but are not collecting state unemployment compensation benefits, SASMI benefits may be able to help by augmenting your income.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”SASMI TRAVEL BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
You may qualify for a travel benefit from SASMI if you are a current member in good standing who was suggested by the International Job Bank. If you need to travel for work due to unemployment or the danger of unemployment in your home local union, this benefit may pay you up to $1,125.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”SASMI DEATH BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
Your beneficiary may be entitled for a death benefit if you have at least five years of future service credit and at least one hour of paid contributions after January 1, 2010, and you were eligible at the time of your death.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”SASMI WELFARE BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
In the event that a shortage of hours puts your family’s health insurance at risk, SASMI will make payments to your local union health plan on your behalf. Note that determining eligibility is free of charge for SASMI.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”SASMI RETIREMENT BENEFITS” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
The majority of members are familiar with SASMI’s professional help, but SASMI is also “there for you later” \u2014 as in, throughout your retirement. Depending on how long you worked in the sector and when you retired, you can be eligible for SASMI payments in retirement. These include a health care reimbursement account (HCRA) and a service-based HCRA, as well as a severance payment based on your prior and prospective service.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”MATERNITY BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
For up to 12 weeks per pregnancy, a weekly SASMI Maternity Benefit may be available to you if you are unable to work due to being pregnant or having just given birth. The benefit is determined by multiplying your usual work hours by 60% of your typical hourly salary.<\/p>\n
The maternity benefit can start up to four weeks before the due date of your anticipated delivery. If your inability to work is verified by a licensed doctor or midwife who is caring for you during your pregnancy, you may be eligible in some cases for the benefit to start earlier.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”ANNUAL PHYSICAL BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
Making annual preventive care checkups and screenings a priority will help you identify and address health issues before they become serious.<\/p>\n
You and your family are encouraged to maintain your preventative healthcare routine through SASMI’s Annual Physical Benefit. For a maximum of $600 per family, each calendar year, members can earn $200 for their personal physical exam and $100 for covered family members only for getting a checkup. This benefit might assist you make up any missed income if you have to skip work to take your exam or if you have unplanned expenses.<\/p>\n
Although the Affordable Care Act requires health insurers to cover many preventive care treatments at 100% of the cost, there may be additional expenses related to a routine physical (such as certain tests and screenings, as well as mileage and lost time at work) that are not necessarily covered. The Annual Physical Benefit might be useful at that point.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”BENEVOLENT RELIEF BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
The SASMI Board of Trustees has authorized “Benevolent Relief” to assist SASMI participants during extreme circumstances like floods, hurricanes, and other natural catastrophes. The trustees recently approved reimbursements for individuals who were unable to find work as a result of the COVID-19 pandemic.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”BENEVOLENT RELIEF” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
The SASMI Board of Trustees has authorized “Benevolent Relief” to assist SASMI participants during extreme circumstances like floods, hurricanes, and other natural catastrophes. The Trustees recently approved reimbursements for people who were unable to find work as a result of the Covid-19 epidemic.<\/p>\n
[\/et_pb_accordion_item][et_pb_accordion_item title=”MATERNITY BENEFIT” _builder_version=”4.22.1″ _module_preset=”default” global_colors_info=”{}” open=”off”]<\/p>\n
For up to 12 weeks per pregnancy, a weekly SASMI Maternity Benefit may be available to you if you are unable to work due to being pregnant or having just given birth. The benefit is determined by multiplying your usual work hours by 60% of your typical hourly salary.<\/p>\n
For instance, 60% would be $18 if your hourly rate is $30. Your weekly benefit would be $720 (18 x 40) if your typical work week hours are 40 (as specified in your collective bargaining agreement).<\/p>\n
The maternity benefit can start up to four weeks before the due date of your anticipated delivery. If your inability to work is verified by a licensed doctor or midwife who is caring for you during your pregnancy, you may be eligible in some cases for the benefit to start earlier.<\/p>\n
When establishing your eligibility for Supplemental Unemployment or Underemployment benefits, the period you are receiving maternity benefits will be counted as working 60% of a typical work week.<\/p>\n
Log in to the member portal here to submit an application for maternity benefits. To be eligible for benefits, you must submit your application no later than 12 weeks following the birth of your child or termination of your pregnancy.<\/p>\n
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